Money Saving Tips

Household and Utilities: During warm weather, avoid using heat-generating appliances, such as ovens, during the warmer parts of the day. Instead, use them during the morning and evening.

Household and Utilities: Eliminate or reduce your cable. This will save you both money and time. The time you save by reducing T.V. time can be used for activities which will help you grow closer to your family and friends.

Consider This: Establish an emergency fund as quickly as you can. This may involve selling possessions or working more. You never know when an unexpected expense will arrive, so be prepared at all times.

Household and Utilities: Full refrigerators are cheaper to cool than empty ones, so keep yours fairly full. Don't, however, overfill it so that it won't close properly.

Recreation / Vacationing / Entertainment: Go to movies during the day since most theaters offer lower ticket prices during certain hours. Better yet, borrow a movie from the library or a friend.

Refresh this page to see more money savings tips!

 Newsletter Sign Up

your name (your email)  

 Time Saving Tips

Procrastination: Do not procrastinate on important projects. Instead, work on them in advance to ensure that you meet the deadline and complete the project well. For large projects, break them down into smaller portions which you work on during regular, scheduled intervals.

Procrastination: Do not procrastinate on work that needs to be done. If you do procrastinate, determine why you do this. Are you afraid of failure? Do you dread that type of work? Once you understand the cause, you can begin correcting the problem.

Organizing: Do not store unneeded business cards. If you won't use them, throw them away.

Organizing: Do not take notes on the nearest scrap of paper. Instead, keep an organized record of your notes so that you do not misplace them.

Cleaning: Don't allow messes to pile up. Instead, spend a few minutes each day straightening up your home or office. This small time investment can save you hours of stressful cleaning and searching in the future.

Refresh this page to see more time savings tips!

 Bryan's Blog/Articles

Do You Live Like an Inbox?  (Mar 06, 2013)
I’ll Blow the Budget Tomorrow  (Feb 27, 2013)
“Someone is sitting in the shade today b  (Feb 25, 2013)
Did you get up this morning and say a) G  (Feb 25, 2013)
Success is a matter of understanding and  (Feb 22, 2013)
Personal Improvement: Interest Isn’t the Only Thing that Compounds!  (Feb 20, 2013)
Are you looking for options with Financi  (Feb 18, 2013)
These People are Toxic!  (Feb 13, 2013)
Is This the Life YOU Want?  (Feb 06, 2013)
What about the Past?  (Jan 30, 2013)

Visit Bryan's Blog

 Balance Up!

Balance Up: 42 Days to Maximize, Energize, and Organize Your Life.


 Contact Us!

Got a question? How about some feedback? We'd love to hear from you!

 Links

DaveRamsey.com  www.daveramsey.com

Car Valuation Sites:
 Kelly Blue Book - http://www.kbb.com/
NADA - http://www.nada.com/

Credit Reports/Government Sites:
 www.annualcreditreport.com -- where a consumer can get their credit report free every 12 months.
 Experian - www.experian.com/
 Transunion - www.transunion.com
 Equifax - www.equifax.com
 Federal Trade Commission - www.ftc.gov
 Federal Trade Commission ID Theft Site - www.ftc.gov/bcp/edu/microsites/idtheft
 IRS Withholding Calculator – www.irs.gov/individuals/article/0,,id=96196,00.html

Debt Reduction Calculator:
 Vertex2 - www.vertex42.com/Calculators/debt-reduction-calculator.html

Junk Mail/Phone Calls:
 Stop the Junk Mail (credit) - www.optoutprescreen.com/?rf=t
 Stop the Junk Mail (Direct Marketing) - www.dmachoice.org/dma/member/home.action
 Do Not Call List - www.donotcall.gov/

Online Coupons & Deals:
 Coupon Mountain - ready-to-use coupons and codes - CouponMountain.com
 Coupons.com - printable coupons - www.coupons.com
 SmartSource.com - printable coupons - www.smartsource.com
 DealCatcher.com - up-to-date offers and a user forum - www.dealcatcher.com
 FatWallet.com - search for cash back offers - www.fatwallet.com

 Tell a Friend!

From: your name (your email)

 

Message:


 Worksheets/Other Resources

Balance Up - The 8 Steps PDF
CreditReportDisputeLetterTemplate PDF
Cutting Your Costs Savings Chart PDF
44MoneySavingTips PDF
Ledger Tracking Sheet PDF  Excel
Master To Do List PDF
Pro Rata Sample Letter PDF
Pro Rata Sample Letter - Recently Single PDF
Recommended Percentage Guidelines PDF
WorkplaceSolutions PDF

Comments from Bryan's clients:




 Member Login 
Email:
Password:
Not a Member Yet? Sign Me Up!

Disclaimer

MyFinancialLifeCoach.net is a financial coaching service. The information provided is believed to be reliable, but its accuracy and completeness are not guaranteed nor are any specific results guaranteed. It is provided with the understanding that the counselor/coach is not engaged to render legal, accounting or other professional advice. Since your situation is fact dependent, you must additionally seek the services of an appropriate licensed legal, accounting, or investment services.

In accordance with IRS Circular 230, any US federal tax information provided in this document is not intended or written to be used to avoid tax penalties that may be imposed on the recipient or any other taxpayer, or to promote, market or recommend a partnership, entity, investment strategy, arrangement or other transaction addressed herein.